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Dee wrote on Apr 01, 2015 21:56:

APR means annual ptneercage rate. The cc company computes interest on an average daily balance ( 20% / 365 days a year x days of o/s debt ) and then they show you the amount each month on the statement they mail you.If you pay your full bill every month, there is no interest charge.References : I read the fine print that came with your credit card. Was this answer helpful?