Zain wrote on Apr 01, 2015 08:21:
having a contract mibloe phone (cellphone) can also be helpful as your monthly payments to this will show up on your credit score. I managed to get a contract phone when I had a bad credit score, and I think this helped improve my rating.
Reading this makes my decoisins easier than taking candy from a baby.
That's the perceft insight in a thread like this.